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AI Emerges as a New Health Cost Driver

Health plans are projecting a 9% medical cost trend for the commercial group market in 2027 — the highest in nearly two decades, according to PwC. A rapidly emerging driver: AI-enabled documentation and coding tools. For health plans, the concern is that more detailed...

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Cut Air Ambulance Costs with Proactive Reviews

Air ambulance transports can be lifesaving, but they rank among the most expensive forms of medical transportation. In 2025, MedBen clients using air ambulance reviews and payment negotiations achieved an average 46% reduction from billed charges—saving $11,595 per...

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Colon Cancer Screening: More Options, One Gold Standard

The American Cancer Society has expanded colorectal cancer screening guidelines to include a new blood test and additional at-home stool options. The aim is greater accessibility, especially for those who might otherwise skip screening. However, the guidelines still...

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Ask Better Questions for Safer Prescription Use

Nearly one-third of middle-aged Americans struggle with common health tasks, including remembering doctor instructions and properly following medication directions, according to new research. Simple details — when to take a medication, whether to take it with food, or...

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Children Under 10 Drive a Growing Share of High-Cost Claims

Tokio Marine HCC’s 2026 Annual Market Report shows children under age 10 now account for 39% of stop-loss claims exceeding $1 million — more than triple the share of any other 10-year age group. This concentrated risk creates new considerations for self-funded plans,...

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Why Does TPA Stability Matter?

Hundreds of mergers and private equity acquisitions have consolidated the TPA industry in recent years. Because of this, many clients face team turnover, system changes, lost institutional knowledge, and shifting priorities — forcing them to rebuild relationships...

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Drug Spending Growth Calls for Broader Pharmacy Strategies

U.S. pharmaceutical expenditures rose 12.7% in 2025 to $915.2 billion, according to a recent analysis in the American Journal of Health-System Pharmacy. Utilization drove most of the growth, led by high-cost therapies such as tirzepatide, semaglutide, and apixaban....

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Let MedBen Analytics Help You Finish the Year Strong

Mid-2026 is the ideal time to review your first-half results and chart the course ahead. Rather than waiting for year-end surprises, MedBen Analytics delivers the foresight to make proactive, data-driven decisions now. Our employer dashboard converts raw claims data...

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Traditional PBMs vs. MedBen Rx: A Side-by-Side Comparison

MedBen Rx is the fastest growing division of MedBen — and for good reason. Here's how we stack up against traditional PBMs: CORE STRENGTHS OF MEDBEN RX OVER TRADITIONAL MODELS True Transparency & Pass-Through Traditional PBMs frequently use "spread pricing"...

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Your Data Belongs to You!

A recent U.S. House Energy and Commerce Health Subcommittee hearing spotlighted a persistent issue for many self-funded employers: difficulty obtaining complete access to their own medical claims data from third-party administrators and insurers. These practices make...

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Mid-Year FSA Check: Time for Members to Review Balances

As we’ve reached the midpoint of 2026, it’s an ideal time to remind your plan members to check their flexible spending account (FSA) balances. FSAs deliver meaningful tax savings on eligible health care expenses, but only when members actively manage their accounts....

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