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Subrogation Savings May Be Hiding in Plain Sight

When a third party causes an injury, the chance to recover medical costs is easy to overlook. Subrogation helps self-funded plans find and recover those dollars, returning money directly to the plan without burdening employees. Through MedBen’s partnership with The...

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Major PBMs Face Growing Employer Scrutiny

The share of employers using one of the three major pharmacy benefit managers — Optum Rx, CVS Caremark, or Express Scripts — fell from 63.4% in 2025 to 54.3% in 2026, according to the National Alliance of Healthcare Purchaser Coalitions’ Pulse of the Purchaser survey....

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Cost Is Now the Most Important Factor in Benefit Decisions

Employer priorities around health benefits have effectively reversed in just four years, according to Lockton’s 2026 National Benefits Survey. As the accompanying graph shows, attracting and retaining talent was more important than cost in 2022, 43% to 20%. Now in...

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Biosimilars Gain Ground Against Rising Specialty Drug Costs

Specialty drug costs are projected to jump another 32% by 2028, according to the Pharmacy Strategies Group. While greater utilization remains the primary driver, lower-cost biosimilars can help pharmacy plans offset the increase. Biosimilars’ overall market share...

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Many Americans Not Meeting Cholesterol Guidelines

Nearly one-third of U.S. adults without heart disease have LDL (“bad”) cholesterol levels above the goals set by new national guidelines, according to a study published in JAMA. Among those exceeding their target, about three-quarters are not taking...

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Give Back-to-School Shopping an FSA Boost

Back-to-school shopping usually centers on notebooks, clothing, and electronics, but an FSA can also help families prepare for the health-related needs that come with a new school year. FSA-eligible items include first-aid kits, bandages, allergy medications, pain...

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AI Emerges as a New Health Cost Driver

Health plans are projecting a 9% medical cost trend for the commercial group market in 2027 — the highest in nearly two decades, according to PwC. A rapidly emerging driver: AI-enabled documentation and coding tools. For health plans, the concern is that more detailed...

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Cut Air Ambulance Costs with Proactive Reviews

Air ambulance transports can be lifesaving, but they rank among the most expensive forms of medical transportation. In 2025, MedBen clients using air ambulance reviews and payment negotiations achieved an average 46% reduction from billed charges—saving $11,595 per...

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Colon Cancer Screening: More Options, One Gold Standard

The American Cancer Society has expanded colorectal cancer screening guidelines to include a new blood test and additional at-home stool options. The aim is greater accessibility, especially for those who might otherwise skip screening. However, the guidelines still...

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Ask Better Questions for Safer Prescription Use

Nearly one-third of middle-aged Americans struggle with common health tasks, including remembering doctor instructions and properly following medication directions, according to new research. Simple details — when to take a medication, whether to take it with food, or...

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