When a third party causes an injury, the chance to recover medical costs is easy to overlook. Subrogation helps self-funded plans find and recover those dollars, returning money directly to the plan without burdening employees.
Through MedBen’s partnership with The Phia Group, clients gain advanced case-detection technology and experienced recovery specialists who proactively identify opportunities that might otherwise be missed.
In 2025, subrogation services for MedBen clients delivered, on average:
- Over $7,600 recovered per case
- A 66% recovery rate
- $28 in recoveries per member per year (industrywide, $25 is considered strong)
The service manages the full recovery process — investigation, negotiation, and coordination with stop-loss carriers — while remaining seamless and transparent for members.
MedBen is committed to ensuring your plan pays only for the claims it is truly responsible for. Reach out to your broker or MedBen Marketing to learn more, or contact your Account Management team with questions about a current matter.