Sep 8, 2025 | Claims, High-cost claims, Stop-Loss
Stop-loss coverage is no longer just a safeguard – it’s essential for protecting your plan against escalating financial risk. Between 2013 and 2024, the frequency of claims exceeding $2 million grew by more than 1,250%, underscoring why having strong protection in...
Sep 5, 2025 | Diabetes, GLP-1s, Weight loss drugs, Wellness
A recent Forbes article highlights ongoing concerns about GLP-1 weight-loss drugs: “Large-scale studies show that GLP-1s don’t lead to medical cost savings, at least not in the short term… healthcare expenditures rose, with inpatient costs accounting for the...
Sep 4, 2025 | Coinsurance, Copayments, Deductibles, Explanation of benefits (EOB), ID Card, MedBen Access, MedBen Basics, Mobile App, Online Services, Prescription Portal
Health benefits don’t have to feel overwhelming. To make things simpler, MedBen offers a series of MedBen Basics handouts that break down key topics into easy-to-understand guides. Many Basics are designed for plan administrators, but our most popular versions are...
Aug 26, 2025 | Client Report, Cost management, Cost projections, Cost Savings, Direct-to-Employer Contracting, Drug costs, Health care costs, High-value formulary, Rx Costs, Savings, Wellness
A new national survey on employer health care strategies finds that employees are likely to see higher premiums and out-of-pocket costs in the years ahead, as overall health care expenses continue to rise. But for self-funded employers, asking employees to shoulder...
Aug 25, 2025 | Cost Savings, Drug costs, MedBen Rx, Pharmacy, Pharmacy Benefits Manager (PBM), Rebates, Rx Costs, Transparency
A new paper from the American Medical Association (AMA) has found that the pharmacy benefit manager (PBM) marketplace remains highly concentrated, with just a few major players controlling most of the activity. Many of these PBMs are vertically integrated with health...
