The IRS has announced the 2027 inflation-adjusted limits for health savings account (HSA) contributions, along with updated minimum deductibles and out-of-pocket maximums for high-deductible health plans (HDHPs). The table below summarizes the new thresholds and how they compare to 2026.

The latest adjustments continue the pattern of gradual annual increases to HSA contribution limits and HDHP requirements. While the limits are rising again for 2027, the changes remain relatively modest compared to the larger inflation-driven adjustments seen earlier in the decade.

Reminder: HSA and FSA participants can conveniently shop for eligible products at the HSA Store and FSA Store.

MedBen clients with questions regarding these adjustments are welcome to contact Director of Administration Sharon A. Mills at 800-423-3151, Ext. 438 or smills@medben.com.