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Unwrapped: A Smarter Approach to Out-of-Network Pricing

Aug 8, 2025 | Balance billing, Out of network, The Phia Group, Unwrapped

Unexpected out-of-network charges can quietly reduce the savings of a self-funded health plan, especially when traditional wrap networks don’t always deliver consistent cost control. To address this, Unwrapped, offered in partnership with MedBen and The Phia Group,...

“Unwrap” Your High Out-of-Network Claim Costs

Feb 1, 2024 | Balance billing, Claims, Claims negotiation, Cost Savings, Health care costs, Out of network, Unwrapped

Even with a solid primary network plan in place, expensive out-of-network medical bills can result in higher-than-expected health care costs. To guard against this, MedBen offers Unwrapped, a comprehensive pricing solution that reduces your billed changes by an...

High Out-of-Network Claims? Get “Unwrapped”

Jan 19, 2023 | Cost Savings, Out of network, Savings, Unwrapped

If your plan has a primary network structure, MedBen has an ideal way to lower your costs on out-of-network care â€“ saving you, on average, 76% off of billed charges. We’ve partnered with The Phia Group to offer Unwrapped, a comprehensive pricing...

Claims Surveillance Saves Client an Additional 52% on Back Surgery Claim

Feb 8, 2022 | Claims negotiation, Cost Savings, Discounts, Forensic claims analysis, Out of network, Savings

A MedBen Client received a $160,109 claim for an out-of-network back surgery. After the claim was repriced, the unusually high cost for this procedure was flagged by our claims surveillance. Due to this, a MedBen-contracted orthopedic specialist reviewed the claim and...

Phia’s Unwrapped Program Lowers Out-of-Network Claim Costs

Nov 11, 2021 | Announcements, Cost Savings, Out of network, Savings

MedBen is pleased to partner with The Phia Group to offer Unwrapped, an innovative way to save your plan money on out-of-network claims – up to 76% off of billed charges. Unwrapped allows out-of-network claims to be paid at a percentage of Medicare, replacing costly...

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