On behalf of the MedBen team, I wish you a happy and healthy new year, and thank you for your continued trust in MedBen. Our commitment remains to be the benefits partner that employers prefer, and we value the opportunity to serve you.

In my 35 years with MedBen, I’ve seen firsthand how benefits management has evolved, but one priority has never changed: helping employers manage costs while continuing to offer meaningful, competitive benefits. Each year brings new challenges, but also new opportunities to do our job better.

Industry surveys project health care cost increases ranging from approximately 8.5% to 10% in the coming year. While those forecasts reflect the pressures employers face, they also reinforce why a proactive, experienced benefits partner matters.

Over the years, we’ve seen competing approaches gain attention with bold promises, yet too often fail to deliver lasting value for employers. MedBen’s approach is intentionally different: Our solutions are thoughtfully developed, rigorously evaluated, and proven effective before they are ever applied to a client’s plan.

From established solutions like forensic claims review and direct-to-employer contracting to newer innovations such as biosimilar medications and benefit preservation programs, we continually look for ways to promote better health and reduce unnecessary spend… all made possible by an expert team whose commitment supports every aspect of benefits management.

Looking ahead, our focus remains clear. We will continue to refine and expand the strategies that have helped our clients consistently outperform national cost trends, while identifying new opportunities that may benefit your plan as the market evolves. And when new challenges emerge, we work with you to solve them.

As always, your feedback helps guide our efforts. If you haven’t shared your thoughts with us recently, I encourage you to complete a Client Satisfaction Survey. You are also welcome to contact me personally at 740-522-7345.

Thank you again for your partnership, and best wishes for a successful 2026.