On May 1, the IRS announced the 2026 inflation-adjusted limits for health savings account (HSA) contributions, as well as updated minimum deductibles and out-of-pocket maximums for high-deductible health plans (HDHPs). The table below summarizes the new thresholds and how the numbers have changed from 2025.
While the yearly limits continue to rise, the pace of increases has slowed. In 2024, HSA contribution limits jumped nearly 8%, but the past two years have shown more modest adjustments, signaling a potential stabilization in inflation-driven changes.
Reminder: HSA participants can conveniently shop online for eligible products through the HSA Store, which offers the largest selection of guaranteed HSA-eligible items. Or if you have an FSA, be sure to check out the FSA Store for a wide range of approved products as well.
MedBen clients with questions regarding these adjustments are welcome to contact Director of Administration Sharon A. Mills at 800-423-3151, Ext. 438 or smills@medben.com.